Lighthearted, imaginative fun + not mindless wish fulfillment + apocalyptic elements + team progression + the protagonist's personality changes with the story.
Liu Chuan, a corporate drone wrung dry by the 996 grind, finally gets the ultimate death-by-overwork package one late night at the office, and then comes back to life.
Living a second time, he gets it: "Work yourself to the bone? No way. Lying flat is the way to go, forever!"
But just as he happily starts a lazy life of traveling everywhere, monsters suddenly descend across the globe, plunging humanity into crisis.
Even more absurdly, he awakens the protagonist's standard-issue golden finger!
Liu Chuan, rubbing his hands excitedly: "System! Other people's sign-in rewards give them cultivation, and their lottery draws give them divine artifacts. What about you?"
A certain remnant soul: "I can take half of the cultivation you gain!"
Liu Chuan, after three seconds of silence: "Great, great, so a side effect is still an effect, huh!?"