You think that transmigrating to another world and finding a mysterious “phone” (actually the [Jade Disc of Guixu]) means you can instantly conquer everything? Young Qin Xuan thought so too, until he realized this thing was a “creditor of the Heavenly Dao.”
In ancient times, the “Heavenly Secrets Jade Plate” shattered, damaging the Heavenly Dao and leaving the Myriad Worlds owing enormous “Heavenly Dao debts.” The forms these debts took were bizarre: the dragon race had overspent its spiritual energy, mechanical civilizations were trapped in endless logical loops, and Buddhist realms had accumulated karmic debts they could never repay... And “Guixu” was the universe's ultimate debt collection agency, responsible for “forced liquidation,” meaning the destruction of worlds.
The jade disc Qin Xuan found was one of the core fragments of the original jade plate. It didn't give him a skill that could kill 999 enemies with one strike. Instead, it gave him an unremovable app: [Myriad Worlds Pawnshop]. It had just one function: collect debts on behalf of the Heavenly Dao. The reward was a delay in the destruction of the world he lived in, and he could take a cut for himself.
So the whole story took a sudden turn. While others fought to the death in secret realms, Qin Xuan was calculating interest on the dragon race's “ancestral spiritual energy” with its elders. While others sought to comprehend the supreme Dao, he was teaching a mechanical supercomputer about “emotional value” and “mental anguish compensation.” While others prayed for the protection of gods and Buddhas, he was discussing the interest rate on “blessing loans” with the Buddha, abacus in hand.
This is the story of a “universal debt collector” forced into the job, who uses an abacus and business acumen (plus a little physical persuasion) to enforce “violent bankruptcy restructuring” across the Myriad Worlds and save the worlds along the way. His motto is:
“Saving the world is just a side benefit. Getting the books in order is what really matters.”
