[Cyberpunk Cultivation] [Never Let a Grudge Go Unavenged] [No Female Lead] [Not Mindless]
Senior: Never take out a loan!
Young man: Why not?
Senior: [Loan-Free God-Splitting Heaven Technique]: The power of a good credit record will leave you feeling refreshed and full of energy, forever free from fatigue.
Young man: That's pretty powerful, but it's not enough to change my mind about taking out a loan to cultivate immortality.
Senior: I have plenty more techniques like that.
Young man: Show me.
Senior: [Light as a Feather with No Debt], [The Method for Wiping Out Principal and Interest], [The Economically Free Body]...
Young man: Coach, I want to learn this!
