In every pursuit, all else is inferior; only cultivating immortality is supreme! The whole population cultivates immortality, yet everyone is in debt! Other cultivators rely on talent and resources. I rely on loans!
Lin Feng, a top finance graduate from Earth, transmigrates into the new world of the Nine Provinces, where immortality is cultivated. From the start, he is saddled with an enormous spiritual loan, and his Spirit Credit rating plummets to rock bottom. Facing expulsion from the academy and a future as a mine slave, he smiles faintly. “It’s just a tiny bit of debt. Watch me borrow to pay off my loans and finance my way to the Great Dao!”
Well versed in lending rules and human weaknesses, he deftly navigates the various Immortal Dao banks, underground lenders, and immortal sect investment departments in the vast world of the Nine Provinces, where cultivation resources are monopolized by the elite, Spirit Credit ratings determine one’s fate, and taking out loans to cultivate is commonplace.
A loan agreement for the “Cultivation Support System” is his biggest gamble, and the beginning of his defiance of fate! When other cultivators overcome bottlenecks through sudden enlightenment, Lin Feng does it by taking out another loan!
From a debt-ridden student at the bottom of society, expelled from the academy, to a prodigy admitted to a top cultivation university; from being hounded for payment in every way by his alluring creditor Ji Qianyue, to catching the eye of the cool, brilliant Su Muxue; and with the mysterious junior sister Xiao Jiu remaining devotedly at his side.
Every loan is a high-stakes gamble, and every repayment brings the thrill of a comeback!
Watch as Lin Feng uses his financial expertise and support System to deliver face-slapping to all kinds of geniuses, play the pig to eat the tiger, bend the rules when backed into a corner, and secure rare resources. In the end, he will repay every loan and achieve freedom in both cultivation and wealth, creating an immortal legend for the ages!
The protagonist is either being debt-collected or on the road to being debt-collected. It's so tiring to watch, no fun at all