Niu Ergou was the number one good-for-nothing by the banks of the Chishui River. After three years of drawing qi into his body, he had stored up less spiritual energy than the farts Old Huang next door let out.
>On the day his engagement was broken off, he leapt from a cliff in grief and rage, only to be struck by lightning and given the "Heavenly Dao 2.0 Destiny-Loan System."
>The System announced: "Credit rating: unbanked! Only collateralizable destiny: 'Always burn the baked potatoes' (value: 0.01)."
>He gritted his teeth, mortgaged his destiny, and traded it for three seconds of Golden Core cultivation so he could beat up his ex-fiancée.
>Just as he finished enjoying himself, a death warrant rang out: "Warning! Interest has multiplied ten thousandfold! If you don't repay in three days, the heavenly tribulation will come to repossess your home!"
>Niu Ergou looked at the potato burned to a black crisp and slapped his thigh. "Damn it! I'm going to become a deadbeat!"
