Heavy rain destroys the world, extreme cold comes, and zombies besiege the city...
Lu Zhongsheng returned to the world three days before the natural disaster, and was bound to the "Calamity Bank" system - depositing materials can be exchanged for points, and lending to others can rob others of their luck!
Stocking up? Too low-end. He wants to be a "god-level capitalist" in the last days:
"Lend you a bottle of water and give me back a city."
"Exchange your life for my food, and the interest will be... Your loyalty."
When Our Lady of Morality kidnapped him, he smiled and took notes: "Your life is worth 10 grams of bread crumbs."
——
This is the ultimate game between human nature and resources, and he is the only dealer.