In the fictional world of Xuanhuang Cultivation, the traditional cultivation civilization has been subverted by the "financial cultivation system". Monks absorb spiritual energy by manipulating capital levers, stock exchanges become dojos for overcoming tribulations, and K-line charts evolve into hexagrams that deduce heavenly secrets. The two major forces, the Yongsheng Group and the Wanjie Merchant Alliance, control the lifeblood of the three realms through "spiritual root securitization" and "karma debt network".
Lin Jiuxiao, a former red vest trader, joins forces with Su Nichang, a pioneer in quantum cultivation, to fight against the process of capital's alienation from heaven. From the Lujiazui robbery in Shanghai to the fate battle in the City of London, the conspiracy of financial cultivation spanning five centuries is revealed - human civilization is actually the "debt collateral" of a higher dimension.