A deadbeat with multiple overdue online loans, no house, no car, no savings, and a habit of arguing with debt collectors every day. Somehow, he transmigrates into the world of cultivation! Through sheer dumb luck, he meets Wukong and Nezha, becomes friends with them, and even swears brotherhood with them in a Peach Garden Oath! With an AI-controlled excavator powered by a solar nuclear reactor, he becomes invincible in the Immortal Realm! He takes on the great mission of saving the Immortal Realm from catastrophe and becomes a honored guest of the Heavenly Court! Best of all, he even encounters a mermaid and starts dating the Hundred Flowers Fairy…