After putting his days of being a doormat in the mortal world behind him, Wang Changyun landed a brand-new life in the underworld.
He thought he was about to make a fresh start.
He was wrong, and spectacularly so!
In this new era, people are caught in a rat race not only in the mortal world, but in the underworld too. And there are no laws there, only self-interest.
New arrivals have to pass a kindergarten exam before they can enroll, followed by elementary school, middle school, high school, and so on.
Worst of all, you have to spend money to get ahead in the underworld.
In this desperate world fit only for the penniless, a legendary loan shark emerged.
Armed with a phone that could connect the living and the dead, Wang Changyun fleeced loan sharks in both worlds so thoroughly they wouldn’t recognize their own parents.
His motto:
“Call it a five-point, seven-point, or eighteen-point head-cutting fee, I don’t care. If you dare lend, I dare borrow!”