Loan Practice: I Am a Genius

[Advance + Cool Articles + Genius Flow + Disguise + Fraud] Qin Fan, who has mediocre talent, has awakened the [Supernatural Power of Loan Cultivation] and can withdraw future practice results in advance. As long as he pays the appropriate price afterwards, Qin Fan can learn a martial arts in an instant. One minute on stage makes up for ten years off stage. Relying on this magical power, he disguised himself as a peerless genius and infiltrated the martial arts sect. In the eyes of everyone, Qin Fan is a peerless genius who can instantly master arcane skills and obscure supernatural powers. Received great attention from the sect—— Panacea, natural materials and treasures are received softly. The sect bosses are rushing to recruit disciples, and the magical skills of the Zhenpai can be learned at will. There are also various spiritual places and secret realms that you can enter at will. Relying on the accumulation of resources, Qin Fan's cultivation level soared, and his debt repayment efficiency increased rapidly. Not only can the loan be completed faster, but the number of loans also continues to increase as the cultivation level increases... So he continued to borrow money and continued to pretend... By pretending, he accidentally becomes invincible!