Borrowing Against the Future to Forge a Martial Arts Legend

Lu Xiu transmigrates to a xuanhuan world where martial arts reign supreme. Starting from nothing, he ascends to godhood through martial arts.

At first, he is merely a lowly mine slave, never knowing if he will live to see another day. All he wants is to escape his contract and win his freedom.

Then a spark of “Golden Divine Fire” ignites in his mind. He can enjoy the results of cultivation first and pay for the process later, in what is known as a “cultivation loan.”

[Advance “Meridian-Seeking Art.” Repayment: mine a thousand jin of ore]

[Advance “Dragon-Tiger Art.” Repayment: circulate your energy a thousand times]

[Advance “Azure Profound Sword Manual.” Repayment: draw your sword ten thousand times]

With the help of the “Golden Divine Fire,” Lu Xiu embarks on a martial path where he gets on board first and pays the fare later.

Any martial art in the world, any divine technique of creation, can be instantly understood with a single advance. And so, the world gains a peerless genius who masters every martial art and brings together all the world's fighting styles.

Years later.

[Advance “Supreme Profound Sword Sutra.” One sword severs the river of time and suppresses the endless ages]

[Advance “Dragon-Elephant Hell-Suppressing Divine Art.” Ten dragons and ten elephants, your body weighs down myriad universes]

[Advance “Primordial Alchemy Canon.” Accidentally refine countless stars into your elixir]

Burn the heavens, scorch the blood of emperors, shatter the stars, suppress the ages: martial arts reign supreme.

Peerless prodigies, demons who plunge the world into chaos, extraordinary sword immortals, unrivaled empresses... All will fall beneath my sword!

Having achieved the legendary realm of martial arts, Lu Xiu stands at the pinnacle and sighs, “Invincibility really is as lonely as snow.”

“In this life, I have stood at the top of the universe entirely thanks to my astonishing perseverance and hard work.”