Zhu Jiayin obtained the Loan System, which lets him claim the results of cultivation in advance, but makes him repay double, principal and interest included.
To become an immortal, Zhu Jiayin takes out loans like crazy and pretends to be a prodigy.
If other people are tested as having top-grade single-element spiritual roots, I’ll claim to have a Heavenly Spiritual Root.
If others spend a year or more comprehending profound manuals, I’ll do it in the time it takes an incense stick to burn.
And as for refining pills and forging artifacts beyond my level, they’re all a piece of cake.
From the start, Zhu Jiayin joins the Hengtai Sect as a fake prodigy and must represent the sect at the Prodigy Tournament. How will he defeat the real prodigies?
“Senior Brother Zhu is truly a genius. I’ve never seen anyone with greater talent.”
“Junior Brother Zhu is the elders’ favorite. That Hengtai Song and Dance Troupe he started has the elders so enchanted they can barely walk straight.”
“What?! Zhu Pidai has gone bankrupt and run off?! That can’t be true! That’s my hard-earned money!”
Everyone else plays the pig to eat the tiger, but I, Zhu Jiayin, do the exact opposite. I’m going to play the tiger and eat the pig!
