Lin Feng, a hapless young man who transmigrated, has no idea which big shot he offended, but he ended up with a downright awful System. What should have been a perfect start, with both transmigration and a System, somehow turned into a business simulation.
He has to build his own sect and do everything himself. That's bad enough, but even the System's rewards for wasting money require careful budgeting and must be justified. Otherwise, the System's glorious rules of forced buying and selling will punish him mercilessly.
All of this pushes him to work hard and keep striving.
After his sect grows powerful enough to establish itself in the world, Lin Feng realizes that what he's missing isn't resources or spirit stones. What he needs is a reason to spend money.