Others Rely on Their Spiritual Roots to Achieve Immortality, but I Rely on Loans to Ascend.

Cultivation financial system + cool writing + anti-routine upgrade Others rely on retreat, but she relies on loans. "Would you like to take a loan for a hundred years to cultivate yourself? The annual interest rate is 99%." "Do you want to mortgage your future Taoist companions in exchange for heaven-level skills?" "Do you want to enable Tiandao installment payment?" While she was borrowing money like crazy, she was also looking for loopholes in the system. While others make elixirs, she pre-sells them. While others started sects and sects, she set up a bank for cultivating immortals. When others robbed the secret realm, she directly securitized the secret realm. In the end, the entire world of immortality became her debtor. The Immortal Lord said angrily: "How can you control the three realms with a useless spiritual root?" Jiang Mingshu took out the IOU: "Sorry, your ancestor still owes me 30 billion spiritual stones."