A Trillion-Aspiring Villain from the Start: Only by Squandering It All Can I Survive

[Villain + comedy + anti-cliché + easygoing + wish fulfillment + messing with the male lead]

This is my fifth time. If I hadn't argued that I'd helped an old lady cross the road before I died, the System would have erased me.

Cheng Diyi was blessed by fate. After he died in a car accident, the Book Transmigration Reward System landed in his lap. Every good deed he'd done in his previous life gave him one chance to transmigrate into a book. Once he used them all up, if he hadn't survived to the end, he'd be reduced to ashes. And the damn System always made him transmigrate as a villain, where he had to survive at the hands of powerful protagonists in absurd melodramas.

The rewards were incredibly generous: if he succeeded, he'd come back to life with a billion yuan in cash, and his seriously ill mother would be cured.

But it was just too hard!

He'd used up all four chances. Luckily, before he died, he remembered another time he'd helped an old lady cross the road, which barely earned him a fifth chance. The thoughtful System even gave him a Villain's Spendthrift System, so at least he finally had a golden finger.

So this time, Cheng Diyi couldn't afford to lose again!

I can gain abilities by spending money. The protagonist has a harem full of top-tier beauties, but I'm not interested in women. All I want is to spend money in peace and keep my head down until the end. Who would've thought the heroines would fall for me one by one? The furious male lead swears he'll tear me, a lowly villain, to pieces. Damn it, I really just want to stay alive!