The Heaven-Defying Credit Score System: From the Start, I Owe So Much I'm a Martial Arts Deadbeat

Chen Mo was asleep in a boring college lecture when he unexpectedly transmigrated to a world of martial artists, becoming the eldest young master of the Chen Group. He thought the System would help him reach the pinnacle of life, but it turned out this lousy System kept ripping him off for points at every turn. Worse, it even coaxed him into activating a point-loan feature. Chen Mo had hoped to rely on the Chen Group and lie flat, but he soon learned that if he missed a loan repayment deadline, he'd be erased completely. From then on, he was forced down a dead-end path of leveling up and fighting monsters while paying off his points.

Borrowing points feels great at first, and the more you borrow, the better!

[Congratulations, Host, you've activated the point-loan feature!]

“You deducted 200 points for my starter pack?”

“You want 100 points for automatic storage?”

“There's a 10% service fee to exchange items in the System shop?”

“And if I earn more than 5,000 points a month, you charge a 5% personal points income tax?”

You lousy System, just you wait. The day I pay off my debt will be the day I take your head!