After the Car Accident, I Exchanged Ideas with the School Beauty?

[Transformation + two-dimensional stock trading + plot flow] A sudden car accident sent contemporary social worker Ye Si back to when he was 18 years old. But he was not happy at all. You want to ask why? Because - not only did he wear the wrong body, but he also switched with the school beauty Chu Yao! Ye Si: "Even if I, Ye Si, turn into a girl physically, I will still be an upright man in my heart!" Chu Yao: "You say it so righteously, but you should take off my little skirt!" (Introduction is incompetent, move to the text)