Credit*******

Managing credit risk is a bank's fate choice. The basic mission of banking financial institutions is to bear risks, manage risks, and then obtain profits from them, that is, to exchange risks for profits. But how to balance and control the risks and returns of loans, between market expansion and risk control, between sound operations and competitive vitality, so as to effectively prevent, control and resolve credit risks? This book abandons the credit "three checks" system that has been popular in our country for decades, namely pre-loan investigation, mid-loan review, and post-loan review, and recreates a new process for full-process credit risk management, with an appendix of demonstration operation templates. By studying this book, you can systematically and comprehensively master the new methods and skills of risk management in the entire credit process, directly transform book knowledge into productivity, greatly improve the level of bank credit management, and quickly improve the credit marketing and management performance of credit practitioners.