I Borrow Money on My Own Merits

If I borrowed the money through my own ability, why should I pay it back?

If borrowed money has to be repaid, who would dare borrow money in the future?

There's no way around falling behind on payments. It's the only way I can just barely get by.

Reborn into a new life and bound to the Deadbeat System, Fan Yan decides to live like the hero he has always wanted to be: punching shady online lenders, kicking the stuffing out of evil forces, bringing loan sharks to their knees, and rescuing fellow deadbeats.

A final, heartfelt reminder: cherish life and stay away from online loans.

This novel and its characters are entirely fictional. Any resemblance to real people or events is purely coincidental. Please do not imitate.