I Insure the Gifted, and Every Claim Makes Me Stronger

The sky shattered, and all races invaded. Humanity entered an age of advanced martial arts.

On Awakening Day, others awakened as Sword Gods, Dragon Knights, and Elemental Mages, but Gu Heng awakened the only hidden profession: Risk Underwriter.

He couldn't attack or defend, and his assessment was only F-rank.

While the whole school laughed at him, Gu Heng saw a line of blood-red text above the head of Ning Zhaoxue, an SSS-rank sword prodigy:

Probability of death within three hours: 99.8%

In front of everyone, he issued the first insurance policy of his life.

"Pay ten points of vitality."

"I'll guarantee you make it out alive from today's secret-realm trial."

Three hours later, a hidden Boss appeared. Ning Zhaoxue faced a fatal blow, and the policy was officially triggered.

Claim approved!

Temporarily replicated the insured's talent: SSS-rank Sword Bones!

Death averted. A god-tier skill can now be permanently extracted!

From then on, Gu Heng underwrote prodigies, backed up legions, and shielded an entire city from a beast tide.

He was never really selling insurance policies. He was selling the confidence that let the strong take one more step forward in the face of death.

This novel and its characters are entirely fictional. Any resemblance to actual persons or events is purely coincidental. Do not imitate.