Debt from Heaven: All My Cultivation Is Usury

World view: This is a world of cultivation with spiritual inflation. The spiritual energy of heaven and earth is monopolized by ancient powers. If low-level monks want to break through the realm, they must borrow spiritual energy from the "Tiandao Bank". Once a person breaches the contract, his or her cultivation will at least regress, or at worst, it will be wiped out by forced liquidation by the Heavenly Tribulation. Protagonist: Chen Mo, an outer disciple of the Qingyun Sect, owes a huge "foundation spiritual debt" due to family changes, and faces the desperate situation of being liquidated by the sect's law enforcement team in three days. He has a calm and sinister personality and is good at exploiting loopholes in the rules. System mechanism: Non-performing asset restructuring system. The protagonist cannot directly gain power, but can see all the skills, elixirs, and even the "bad debt attributes" on the enemies. Through "hostile acquisition", the enemy's attacks and debts are used to transfer the cause and effect of others, and turn other people's dead ends into one's own cultivation resources. The core point of view: Others rely on hard work to achieve immortality, while the protagonist relies on "playing the game" to achieve immortality. Package and acquire the strong man's special skills as "bad assets", and then sell them to weaker enemies to earn the price difference. This novel and its characters are purely fictitious. Any similarity is purely coincidental and should not be imitated.