I Have No Money, so I Use Humor to Become a Special Talent

"Okay, to give you face, I'll charge a registration fee of 40,000 gold magic coins." "Ah - forty thousand gold magic coins, I don't have a penny." "You have no money to cultivate, are you sick?" "Senior sister, can you let him join Financial Singles Loan?" "You know I can't get a loan here?" "Where can I get a loan?" "It must be approved and signed by the sect leader, and the loan must be obtained from the finance sect." "Then how do you get him to successfully register and get a loan from the sect leader?" "There's nothing I can do." "Sister, can you give me a solution?" "The sect loves smart children, you can show how smart you are." "Is humor considered smart?" "Humor barely counts, right?" This novel and its characters are purely fictitious. Any similarity is purely coincidental and should not be imitated.