Ghost Tamer's Handbook: From Mortgaging My Appendix to Bankruptcy in the Underworld

Poor student Lin Mo woke up to find himself a debtor in the Underworld, owing a million Yin Bills. His activated "Debt System" forced him to put up his appendix as collateral for Spirit-Taming Elixir, or his soul would be annihilated. In this cyberpunk netherworld, where ghosts could take out mortgages and ghost weddings offered installment plans, he was forced to use leveraged ghost-cultivation arts to hedge against evil spirits, and trade soul-vein futures with blockchain spirit roots, turning "organ-sacrifice loans" into financial leverage. When he used "debt restructuring" tactics to bring down the spirit-harvesting scheme of the Huarong Ghost Sect, he discovered that an ancient god had already carved the ultimate fate of a mere chump onto his appendix contract:

"A poor ghost wants to tame spirits? First learn to use an abacus to calculate how many Yin Bills your liver, spleen, and kidneys are worth!"

This novel and its characters are entirely fictional. Any resemblance to actual people or events is purely coincidental. Do not imitate.