I Told You to Take Out a Loan to Cultivate. How Did You Become Invincible?

“Cultivation loans, no minimum requirements, zero interest, helping you set out on the path to immortality!”

Good-for-nothing Zhang Kai was tricked into taking out a loan to cultivate, then got dumped by his fiancée.

“Well, if it isn't the good-for-nothing Zhang Kai! What is it? I hear you were so scared of a demon beast that you wet your pants.”

“I'm pretty sure you're the one who wet your pants.”

“You're asking for death!”

“You think you're worthy of breaking off our engagement?”

Penniless, Zhang Kai finally came clean: he borrowed from every company that would lend to him.

By the time the loan companies came knocking, he was already invincible.

This novel and its characters are entirely fictional. Any resemblance to actual people or events is purely coincidental. Do not imitate.