Cultivating Immortality on Loans: This Is Hilarious, I'll Never Pay It Back!

Chen Biyang took out a loan to start a business, but it all went wrong. Buried in debt, he chose to end his life.

By a twist of fate, he transmigrated to a cultivation world. While on a sect mission, he was abducted by a ghost bride and became her cultivation partner.

Just when he was struggling to cope, the loan app from his previous life followed him across time and space.

It could not only lend him spirit stones in installments, but all kinds of cultivation resources as well.

The lessons from his past life were still fresh. He would never make the same mistake again.

Oh my, this is good!

He could resolve crises, build up his track record, improve his cultivation, unlock new credit limits, and even qualify to lend money himself.

Anyone who crossed him would have their credit limit used to settle his accounts.

A certain Holy Son: "I thought I'd stumbled upon a fortuitous opportunity. Who knew I'd be struck by lightning every day a month later?"

A certain Holy Maiden: "What a wretched sunset, followed by a newborn dawn!"

Chen Biyang: "Give me your birth details."

This novel and its characters are entirely fictional. Any resemblance to real people or events is purely coincidental. Do not imitate.