Phone: Infinite Loans Let Me Rule the City

Ren Xiaoyao is a modern-day college student buried in online loan debt.

From the start, he becomes the top spender in a livestream's loan rankings and gets his hands on a phone with the Infinite Loan app.

From then on, he has limitless possibilities and can even obtain new apps at set intervals.

"There's nothing money can't solve. If there is, then you just don't have enough money."

Hey, beautiful, want to add me on WeChat? You don't? Then I'll buy you a bag.

Your family needs some money? Just scan this code.

Buddy, need money to fund your business? I've got you covered.

Watch as Ren Xiaoyao flexes his money power, wins beautiful women who throw themselves at him, and builds all kinds of connections.

He'll create an era of his own.

This novel and its characters are entirely fictional. Any resemblance is purely coincidental. Do not imitate.