Xuanhuan: The Ruthless Debt Collector Who Became a Taboo Among All Races

Fang Yihua transmigrated to a fantasy world and awakened the Strongest Moneylender System.

He could earn benefits just by lending things to others. And if a borrower was late paying him back, he could endlessly plunder their talents, cultivation techniques, opportunities, and even cultivation!

And so, a peerless bandit appeared in the Three Thousand Dao Domains!

What? The Holy Maiden of the Jade Pool Sacred Land needs a Breakthrough Pill at a critical point in her cultivation?

No problem! Try a predatory loan: if you don't pay it back in seven days, the debt increases tenfold!

A certain Holy Maiden: "I only borrowed one pill. Why was my whole self taken as collateral just when I broke through?"

What? A certain demonic sect's patriarch failed to break through and needs an Immortality Herb to live another life?

No problem! Try a payday loan: the debt increases tenfold every day!

A certain patriarch: I'm losing it! I just came back to life, and now my whole sect has been taken as collateral?

Years later.

Whenever Fang Yihua went out,

whether it was the master of an ancient forbidden land or a supreme being in the nine heavens,

everyone who caught sight of him from afar fled in terror!

"Run! That demon's out collecting debts again!!"

This novel and its characters are entirely fictional. Any similarities are purely coincidental. Do not imitate.