Back from the Dead: I Became a Clerk at the Underworld Bank

In the modern world, where ghosts run rampant, Qin Yi is an ordinary bank clerk.

While out on a business call, he is accidentally killed by collateral damage when a Yin Deity slays a Red-Clothed Wraith.

The Yin Deity brings him back to life, but his soul has changed, making him an easy target for ghosts.

With the Yin Deity's help, he secretly takes a position at the Underworld Capital Bank, becoming its only agent in the mortal world.

"Under the Underworld Capital Bank's ghost-currency loan contract, the interest rate is 0.09%... What? Loan sharking?"

"Are you saying the underworld is crooked? Want me to look it up in the Underworld Code for you?"

"Just to confirm, under the ghost-currency borrowing agreement, I'm borrowing 40,000 ghost coins from you this time, and next month... What? You want me to write down the date? You don't trust the underworld's credibility?"

"According to the Underworld Capital Bank's ghost-currency loan contract, loans require a collateral of Yin lifespan... You refuse? Are you trying to get a loan without paying it back?"

"You want to sell your Yang lifespan to save someone? We don't offer that service right now... Ahem, we might be able to make an exception..."

Little by little, Qin Yi becomes the biggest loophole in the Underworld Capital Bank.

Money and lifespan!

I've got it all!

This novel and its characters are entirely fictional. Any resemblance is purely coincidental. Do not imitate.