Reborn After Starting Out as a Debtor!

After his parents died by suicide, weighed down by loan-shark debts, Xia Ze was left with a mountain of debt and a little brother to care for!

He went from a rich second-generation heir to a "debt-ridden second-generation heir."

Xia Ze: "Uncle, I can't afford food, and my little brother is still growing. Lend me 20,000 yuan!"

Uncle: "I just bought my son an Audi. I don't have any money either!"

Xia Ze: "Liu Li, we were best friends in college. My parents passed away, and I need money for their funeral. Just lend me 50,000 yuan."

Liu Li: "Lend you 50,000? You're in debt up to your ears. How are you going to pay me back? Forget 50,000, I don't even have 500!"

A day later, Xia Ze was reborn seven years in the past!

By chance, he acquired a God-Tier Return Rate System that could predict the returns on any investment!

In the blink of an eye, he became a billionaire.

Liu Li: "Xia Ze, my family is on the verge of bankruptcy. Please, lend me a million yuan."

Xia Ze: "Hey, hey, the signal's bad over here. I'll hang up!"

Uncle: "Xia Ze, find your cousin a good job."

Xia Ze: "I do have an opening for a toilet cleaner. How about that?"

This novel and its characters are entirely fictional. Any resemblance to actual people or events is purely coincidental. Do not imitate.