Urban: I Start Out as the Biggest Loser

Su Xingchen wakes up and transmigrates to a parallel modern world.

What makes him miserable is that his previous self was a bankrupt company boss.

He owes the bank a staggering ten billion!

Forget working 996 or 007 for the so-called blessings of hard work. Even if he worked for ten lifetimes, he still couldn't pay it all back!

Even worse, the black technology System he's bound to needs money before it can be fully activated!

Just as Su Xingchen is at his wit's end,

the bank manager calls at exactly the right moment.

In that instant,

a bold and fully formed idea occurs to Su Xingchen!

Owe the bank a million, and you might panic.

But if you owe the bank ten billion, the bank will panic more than you!

This novel and its characters are entirely fictional. Any similarities are purely coincidental. Do not imitate.